Reefs & Rainforests
Wildlife Holidays
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Useful Information Airlines



We at Reef and Rainforest believe that your safety and enjoyment when travelling overseas with us is very important: so much so that we make it a strict condition of your booking that you take out adequate travel insurance to protect you in the case of certain emergencies including losses, delays, crimes, repatriation and medical expenses.

We recommend travel insurance with long-established, specialist Insurance Brokers Campbell Irvine, underwritten by the International Insurance Company of Hanover Ltd (IICH), part of the Hanover Re Group, one of the largest insurance groups in the world with an excellent ‘A’ rating security. The cover includes a 24-Hour Worldwide emergency Medical Service who are experts in providing friendly and professional emergency help.

You don’t have to be a resident of the UK or European Union for cover to be offered. You can be a citizen of any country to be considered for insurance, although the premium might be a little higher – you should contact Campbell Irvine for specific premium quotations based on your circumstances.

Campbell Irvine can also cover you (subject to approval) for visits to areas currently under a Foreign and Commonwealth Office (FCO) Travel Advisory, ie, the UK government advising against either all or non-essential travel. (An advisory may apply to entire countries as well as specific areas within countries which otherwise are considered safe for travel by the FCO.) Such FCO Advisories have the effect of invalidating normal insurance policies. Where you wish to visit a location subject to an Advisory, please contact Campbell Irvine to secure a quotation specific to your circumstances.

For the above reasons, Reef and Rainforest recommends insuring with Campbell Irvine. We merely refer you to Campbell Irvine, and receive a small commission for all policies bought from our referrals. We do not issue insurance, provide cover nor handle premium payments.

To arrange cover or to obtain a quotation, please contact Campbell Irvine directly using one of the following three methods:

    1) Click here to apply for travel insurance ONLINE.

    2) Tel: 0844 826 2722 to speak to a consultant

    3) Email:

Travel Insurance Summary of Cover (Sums Insured are per insured person):

A Medical Expenses                                      £5,000,000

In Patient Benefit £10 per day up to               £200  

Criminal injuries £100 per day up to              £5,000  

Personal Liability                                          £2,000,000   

D Delayed Departure or Arrival              

Either compensation up to                                    £100

OR cancellation after 12 hours up to                    £1,000

Hi-jack of Aircraft £100 per day up to                    £3,000

Failure of flight connections £25 per day up to    £150

Interruption of Transport                                       £300

B  Personal Accident                                 £25,000

Permanent Loss of Sight                            £25,000

Loss of Limb(s)                                           £25,000

Permanent Total Disablement                  £25,000

Death                                                        £10,000   

E Personal Effects                                              £2,000

(Valuables limited to £350)

(Single Article limit £250)

(Disc Collections £200)

Money                                                                 £500

Tickets                                                                 £1,000

Passport and Visas                                              £250

C Cancellation or Curtailment                £3,000

F  Legal Expenses                                            £15,000 

G Winter Sports                                                Optional

If the cost of your trip exceeds £3,000 per person, please contact Campbell Irvine for a quotation.

  • Free 31 day extension if travel delayed beyond your control
  • 14 day money back cooling off period

This is only a summary of normal cover - full details of the actual cover provided are shown on your policy document which will be sent to you once the appropriate premium has been paid. Please read it carefully to ensure you understand the cover provided which is offered on a Non Advised basis from a single insurer, Axa Insurance UK Plc.

The policy includes certain terms, conditions, exclusions and excesses. In particular cover is excluded for any defined pre-existing medical condition from which you or any person upon whom travel depends are suffering. If in doubt please contact the medical helpline in confidence on 0844 892 0954, as additional cover may be purchased directly from the insurer’s medical screening help line for certain pre-existing medical conditions.

Should you wish a specimen, a copy will be made available prior to purchase upon request or alternatively a copy is available for download from the Campbell Irvine Website. The policy contains a 14 day Cooling Off Period and details of how to make a claim and who to contact in the event of a medical emergency.